Commercial and Regional Banks

Consumer Mortgage Process Outsourcing

With over 18 years of experience in delivering research and analytics services, Acuity Knowledge Partners (Acuity) has strong credentials within the consumer and commercial banking space. Our consumer mortgage process outsourcing services help banks optimise their consumer mortgage value chain (origination, processing, underwriting, closing and post-closing), by centralizing, standardizing and digitalizing mortgage processes.

We partner with our clients to drive revenue, implement global best practices and transform their operating models. Our consumer mortgage service offerings can help banks improve speed to market, increase customer-facing time, manage higher volumes and utilize flexible staffing for one-time projects or spikes in work volumes.

Commercial Real Estate

Acuity Knowledge Partners has proven capability in assisting Commercial Real Estate (CRE) lenders, brokers, borrowers and commercial banks achieve operational efficiency. Acuity delivers customised solutions across the CRE lending value chain (pre-screening, underwriting, portfolio monitoring and other post-closing activities). We provide scalable delivery solutions for our clients’ increasing requirements as a result of changes in the risk environment, such as LIBOR transitioning, loan risk rating and platform migration including process transformation.

We partner with our clients to drive revenue, implement global best practices and transform their operating models. Our subject matter experts have experience across product types, such as CMBS, Agency, FHA, Construction and Bridge Lending. Our CRE lending service offerings can help banks improve speed-to-market, increase customer-facing time and manage higher volumes.

Asset-based Lending Outsourcing

With over 18 years of experience in delivering credit research and analytics services, Acuity Knowledge Partners (Acuity) has built robust expertise in Asset based lending (ABL) services. We have strong credentials in ABL outsourcing space including ABL software transition support, across the credit analysis value chain, helping banks to centralise, standardise and digitise processes.

With the values of underlying collateral changing constantly, we understand that ABL portfolio monitoring, although time-consuming, is extremely important. We have domain expertise in independently monitoring ABL portfolios in a timely and structured manner. Our domain experts aim to identify early-warning triggers and discrepancies in borrowing bases and collateral reporting to minimise exposures at risk.

Leveraged Lending

We are the market leader in outsourcing support to leveraged lending teams , offering a full suite of services from deal origination to execution and monitoring. Our leveraged lending teams support global and regional commercial and investment banks including 3 of the top 6 leveraged loan issuers in the US market.

Our domain experts have a thorough understanding of and experience in monitoring large leveraged lending portfolios across geographies and sectors. We help banks set up robust monitoring and control functions to proactively assess credit risk while generating insights for making informed credit decisions. The feedback we have received so far is testament to our expertise and commitment to helping our clients streamline credit analysis processes, standardise and improve monitoring, increase client-facing time and improve time to market for renewals, extensions and new loan underwriting.

Lending Operations

The commercial lending landscape is fast evolving. Demand for quicker decisions in lending, increasing competition and pressure to reduce the cost-to-serve ratio have led global financial institutions not only to transform their business, but also to run lean and highly efficient operations through a scalable and centralised delivery model.

At Acuity, we offer bespoke, best-in-class solutions by fully understanding business needs. We help financial institutions centralise, standardise and optimise loan and treasury operations so they can formulate high-quality business operations frameworks and increase overall speed to market.

Data Science

Global technology megatrends, regulatory developments, the competitive landscape and the rise of alternative data have been driving a paradigm shift in the capital markets ecosystem. Demand to find new avenues of alpha creation powered by data science techniques is at unprecedented levels. Acuity has been providing highly bespoke quantitative and technology-powered solutions to our buy-side and sell-side clients since 2005. To address growing demand in recent years, we launched a dedicated data science practice early in 2019 to provide unique and contextual insights based on artificial intelligence (AI) and machine learning (ML).

Structured Finance Services

Acuity Knowledge Partners works with specialised structured finance companies and securitisation desks at leading investment banks and institutional investors globally, supporting their key business functions such as asset finance, structuring, portfolio management, research, trading, risk analytics and reporting. Our analysts work as a natural extension of client teams, providing support on critical tasks such as the following:

• Loan tape cracking

• Bespoke cash flow/credit modelling

• Sourcing, organising and mining market data, and tracking custom metrics

• Sell-side/buy-side research and publication

• Valuation, stress testing and scenario analysis

• Custom database/technology and automation solutions

We take pride in our analyst pool with their multi-asset-class experience across functions in the securitisation space. Our deep domain understanding and tool-agnostic approach, coupled with in-house custom technology offerings, enable us to provide highly relevant, efficient and scalable solutions that seamlessly integrate with existing client systems and processes.

Presales and Marketing Support for Commercial Banks

Our suite of solutions is designed to make a material difference to a bank’s ability to remain ahead of the curve in a very competitive landscape. Through strategic partnerships, we help commercial banks generate operational efficiencies, focus on revenue growth and manage risk effectively.

With more than a decade of experience in front-office and operations support, we partner with banks to offer support in proposal management and traditional and digital marketing tasks to enhance their presales and marketing functions.

The following are some of the product lines we provide support for:

Retail Lending

With over 18 years of experience in delivering research and analytics services, Acuity Knowledge Partners (Acuity) has strong credentials within the consumer and commercial banking space. Our retail lending solutions help banks optimize their retail banking value chain (origination, processing, underwriting, closing and post-closing), by centralizing, standardizing and digitalizing processes.

We partner with our clients to drive revenue, implement global best practices and transform their operating models. Our retail lending solutions can help banks improve speed to market, increase customer-facing time, manage higher volumes and utilize flexible staffing for one-time projects or spikes in work volumes.