Overview on Commercial Lending Solutions
With over 23 years of experience in delivering research and analytics services, Acuity Knowledge Partners (Acuity) has built a robust and sustainable ecosystem of people, process and technology. Acuity has strong credentials within the corporate and commercial banking space, offering commercial lending solutions and supporting banks across the lending value chain (KYC, origination, underwriting, monitoring and operations), helping them centralize, standardize and digitize processes.
Our digitization initiatives, specially designed to automate parts of the credit analysis function, including commercial lending underwriting, coupled with the flexibility to choose from different engagement models, we enable financial institutions scale their lending operations while remaining client and risk-focused. As business and operational uncertainty increases, Acuity’s lending service offerings can help banks simplify lending, expedite credit decisions, minimize credit risk and deliver exceptional client experience.
Who we serve
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Investment Banks and Advisory Firms
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Commercial and Regional Banks
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Corporates Credit Risk Functions -
Credit Insurance Functions
Commercial Lending Solutions We Offer
Capital Market and Lending Solutions
Leveraged and Acquisition Lending
Project and Infrastructure Lending
Commercial Real Estate Lending
Asset based Lending
ESG and Sustainable Finance
Debt Capital Markets (DCM)
Loan Syndication
Ratings Advisory
Structured Finance
Trade Finance
Financial Advisory
M&A Advisory
Restructuring
Debt Advisory
Specialized Support
Treasury Operations and Cash Management
Paralegal Services
KYC and Customer Due Diligence
Presentation and Graphics
Business Information Services
CRM and Marketing
Banking Operations (FP&A, T&E, Invoice processing, Virtual assistance)
Editorial and Content services
Data and Technology Services (DTS)
Data and Technology Services
Lending Services
Research for target screening and cross-selling
Pre-qualification credit assessment
Industry, macro-economic and peer comparison studies
Newsletters/market updates
Prospect financial spreading
Financial spreading and projections
Cash flow modelling and analysis
Capital structure analysis
Identifying deal covenant requirements
Proposing indicative risk ratings
Evaluating collateral value
Drafting term sheets
Financial spreading with projections
Cash flow models and analysis
Covenant monitoring and validation
Credit risk reviews
Periodic risk ratings
Loan watch-list dashboards
Credit surveillance updates
Periodic limit monitoring
Lending Operations
Origination
Underwriting
Credit Monitoring
Lending Operations
What we have delivered annually
10,000+
risk ratings
25,000+
credit reviews
125,000+
covenants
200,000+
financial spreads
Customer Testimonials
Acuity family – Thank you so very much for all your hard work and dedication during this time. The swell of this pandemic has shrunk our vast globe, as we collectively experience the impact of the wave. We could not manage the needs of our clients during this time without your support, and we are very thankful to have you as part of the team.
Middle Market Credit Campus Leader
Leading US Regional Bank
We think the support from the Acuity team was fundamental in the completion of the project. Their contribution related to the creation of the covenant structures was crucial for the success of the project. Also, eventually taking over the approval of covenant structures helped us speed up the approval process. We really appreciate all the hard work of the team and their flexibility, especially with regards to their working hours.
Project Manager
Top Dutch Bank
Thank you, as well as every single person on your team, for your immense support and commitment. We consider you an extremely integral part of our team and always wish you the very best. We are certain that our relationship will continue to grow and develop in the year to come. You are our colleagues and our friends.
Financial Statement Spreading Analyst
Top Canadian Bank
Automation and workflow management platforms
Advanced AI-based tool designed to revolutionise the credit report writing process
Proprietary engagement management solution
Financial and covenant data extraction module
Proprietary covenant validation and analytics platform
How we are different
ONE-STOP SHOP FOR CORPORATE AND COMMERCIAL LENDING SOLUTIONS
FINANCIAL SERVICES DOMAIN EXPERIENCE
CREDIT PEDIGREE
SCALABLE PARTNER
FLEXIBLE ENGAGEMENT MODEL
TECH-DRIVEN INNOVATIVE SOLUTIONS
Tailored data and technology solutions for Banks
Explore the art of the possible across processes and functions in the lending value chain. We help you integrate legacy systems and new-age platforms to build a single source of truth.
What we have done
Portfolio monitoring and underwriting support for a US-based commercial bank
What we are proud of
USD12m
in annual savings
USD80bn-
worth loan portfolio monitored
Transformation partner of a top 10 Europe-based commercial bank
What we are proud of
USD12m
cost savings and growing
20-25%
faster turnaround time
Financial spreading support to a top Canadian bank
What we are proud of
USD 6mn
in cost savings and growing
27%
efficiency, resulting in more volume delivered
Asset based lending portfolio transition and monitoring for a top-3 UK bank
What we are proud of
40%
reduction in overdue
1,500+
borrowing-base spreads
Leveraged Loan monitoring for a top five bulge-bracket firm
What we are proud of
300+
leveraged loans
$12bn
loan portfolio monitored
Our Perspective is on Corporate and Commercial Banks
Leveraged Lending Trends 2025
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