Commercial Real Estate solution

Commercial Real Estate

Commercial Real Estate Lending solutions across the loan life cycle covering all transactions and property types with experience in various underwriting tools driving operational efficiency

Overview

Acuity Knowledge Partners has proven capability in assisting Commercial Real Estate (CRE) lenders, brokers, borrowers and commercial banks achieve operational efficiency. Acuity delivers customised solutions across the CRE lending value chain (pre-screening, underwriting, portfolio monitoring and other post-closing activities). We provide scalable delivery solutions for our clients’ increasing requirements as a result of changes in the risk environment, such as LIBOR transitioning, loan risk rating and platform migration including process transformation.

We partner with our clients to drive revenue, implement global best practices and transform their operating models. Our subject matter experts have experience across product types, such as CMBS, Agency, FHA, Construction and Bridge Lending. Our CRE lending service offerings can help banks improve speed-to-market, increase customer-facing time and manage higher volumes.

Who we serve

  • National and Regional Banks
  • Mortgage lending division of Insurance firms
  • Commercial Real Estate divisions/brokers

Support We Offer in Commercial Real Estate

  • Research on relationship marketing and cross-selling

  • Initial loan sizing

  • Initial credit memorandum

  • Rent roll and income statement spreading

  • Market and submarket analysis

  • Comparative analysis

  • NAV assessment

  • Term sheet recommendation

  • Cash flow underwriting

  • Calculating PD ratings, LGD and EL

  • Lease abstraction

  • Slot template updating

  • Key tenant analysis

  • Asset summary report/credit memos

  • Setting up covenants and early-warning signals

  • Borrower/Guarantor financial analysis

  • SWOT analysis

  • Asset valuation

  • Annual and interim reviews

  • Loan risk grading

  • Rent roll and cash flow analysis

  • Hold/exit analysis

  • Budget variance analysis

  • HVCRE loan analysis

  • Market and submarket analysis

  • Letter of waivers/modifications

  • Covenant monitoring

  • Data tape creation

  • Annual Borrower/guarantor analysis

  • Tracking fulfilment of sanction conditions

  • Policy checklist formulation

  • Portfolio dashboard automation

  • Loan restructuring support

  • Platform migration

  • Document indexing

  • LIBOR transitioning

  • COVID-19 impact analysis

Support We Offer in Commercial Real Estate

  • Research on relationship marketing and cross-selling

  • Initial loan sizing

  • Initial credit memorandum

  • Rent roll and income statement spreading

  • Market and submarket analysis

  • Comparative analysis

  • NAV assessment

  • Term sheet recommendation

  • Cash flow underwriting

  • Calculating PD ratings, LGD and EL

  • Lease abstraction

  • Slot template updating

  • Key tenant analysis

  • Asset summary report/credit memos

  • Setting up covenants and early-warning signals

  • Borrower/Guarantor financial analysis

  • SWOT analysis

  • Asset valuation

  • Annual and interim reviews

  • Loan risk grading

  • Rent roll and cash flow analysis

  • Hold/exit analysis

  • Budget variance analysis

  • HVCRE loan analysis

  • Market and submarket analysis

  • Letter of waivers/modifications

  • Covenant monitoring

  • Data tape creation

  • Annual Borrower/guarantor analysis

  • Tracking fulfilment of sanction conditions

  • Policy checklist formulation

  • Portfolio dashboard automation

  • Loan restructuring support

  • Platform migration

  • Document indexing

  • LIBOR transitioning

  • COVID-19 impact analysis

What we have delivered annually

2,000+

CRE risk ratings

10,000+

pre-deal analysis

25,000+

covenants validated

100,000+

rent rolls and OS spreads

Customer Testimonials

I just wanted to drop a note to express my gratitude to the team during this incredibly unique time. We have all been forced to adapt to new ways of doing business, and yet our ongoing relationship with our Acuity team members, as well as the Acuity leadership team, has continued almost as if nothing has happened. The continual support the team has provided through first our transition to WFH and then your own transition to WFH has been nothing but top notch. With all the additional expectations on the team, the quality of work has remained at high level.

National Portfolio Manager, CRE Division

Leading US Regional Bank

I was very pleased with the work product from Acuity, particularly Acuity’s ability to make proactive adjustments to adhere to underwriting and policy guidelines when appropriate. I look forward to working with Acuity moving forward. Acuity did a good job of laying out the pertinent risks in each transaction. While identifying risks (and more importantly the mitigants to those risks) is not an easy task, I thought Acuity was able to touch on the major points in each deal.

Portfolio Manager, CRE Division

US Regional Bank

Automation and workflow management platforms

How we are different

WIDE SPECTRUM
WIDE SPECTRUM
Comprehensive end-to-end service offerings across the loan lifecycle (origination, underwriting and portfolio monitoring)
QUICK TURNAROUND
QUICK TURNAROUND
24-hour turnaround for initial sizing and tasks attached to approvals
SCALABLE PARTNER
SCALABLE PARTNER
Strong track record in scaling client engagements for different tasks across the lending value chain. Ability to utilise strategic delivery locations and strong recruitment functions for flexible and niche resourcing
TIMELINE MANAGEMENT
TIMELINE MANAGEMENT
100% on-time portfolio monitoring and risk escalation. Ability to identify and report early warning indicators on time
CONSISTENT APPROACH
CONSISTENT APPROACH
Focused on delivering centralised, standardised and optimised output using experienced professionals

Tailored data and technology solutions for Banks

Explore the art of possible across processes and functions in the lending value chain. We help you integrate legacy systems and new-age platforms to build a single source of truth.

What we have done

CRE servicing and underwriting support for a US-based broker/mortgage advisor
What we are proud of

30-40%

cost savings

20-30%

more client-facing time

Support for Consulting and Corporate Firms
End-to-end CRE services for a US-based commercial bank
What we are proud of

40-50%

cost savings

25-35%

more client-facing time

In the News

Commercial Property Executive
Bright Spots for CRE Investors
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Fintech
The mortgage industry is undergoing a major transformation driven by new-age technology solutions
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Commercial Property Executive
Where the Smart Money Is Investing in CRE
Read More

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