With over 18 years of experience in delivering research and analytics services, Acuity Knowledge Partners (Acuity) has built a robust and sustainable ecosystem of people, process and technology. Acuity has strong credentials within the corporate and commercial banking space, supporting banks across the lending value chain (KYC, origination, underwriting, monitoring and operations), helping them centralise, standardise and digitise processes.
With digitisation initiatives specially designed to automate parts of the credit analysis function, coupled with the flexibility to choose from different engagement models, we enable financial institutions scale their lending operations while remaining client and risk-focused. As business/operational uncertainty increases, Acuity’s lending service offerings can help banks simplify lending, improve speed to market and make better credit decisions.
Benefits and Impact
End-to-end lending support
Origination
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Origination
Research for target screening
Pre-qualification credit assessment
Research for cross-selling
Industry, macro and peer-comparison studies
Newsletters/market updates
Prospect financial spreading
Underwriting
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Underwriting
Financial modelling and projections
Cash flow analysis
Capital structure analysis
Identifying deal covenant requirements
Proposing initial risk ratings
Evaluating collateral value
Drafting term sheets
Credit monitoring
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Credit monitoring
Financial modelling and projections
Cash flow models
Covenant monitoring and validation
Credit risk reviews
Performing periodic risk ratings
Loan watch list dashboards
Event impact analysis
Periodic limit monitoring
Loan operations
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Loan operations
Document management
Perfect security
Loan servicing
Monitoring collateral valuation
Loan closing and lien termination
General ledger entry reconciliation