Corporate & Commercial Lending Solutions

Leverage our specialised support to centralise, standardise and digitise your lending process

With over 18 years of experience in delivering research and analytics services, Acuity Knowledge Partners (Acuity) has built a robust and sustainable ecosystem of people, process and technology. Acuity has strong credentials within the corporate and commercial banking space, supporting banks across the lending value chain (KYC, origination, underwriting, monitoring and operations), helping them centralise, standardise and digitise processes.

With digitisation initiatives specially designed to automate parts of the credit analysis function, coupled with the flexibility to choose from different engagement models, we enable financial institutions scale their lending operations while remaining client and risk-focused. As business/operational uncertainty increases, Acuity’s lending service offerings can help banks simplify lending, improve speed to market and make better credit decisions.

Benefits and Impact

End-to-end lending support

Origination

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Origination

  • Research for target screening

  • Pre-qualification credit assessment

  • Research for cross-selling

  • Industry, macro and peer-comparison studies

  • Newsletters/market updates

  • Prospect financial spreading

Underwriting

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Underwriting

  • Financial modelling and projections

  • Cash flow analysis

  • Capital structure analysis

  • Identifying deal covenant requirements

  • Proposing initial risk ratings

  • Evaluating collateral value

  • Drafting term sheets

Credit monitoring

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Credit monitoring

  • Financial modelling and projections

  • Cash flow models

  • Covenant monitoring and validation

  • Credit risk reviews

  • Performing periodic risk ratings

  • Loan watch list dashboards

  • Event impact analysis

  • Periodic limit monitoring

Loan operations

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Loan operations

  • Document management

  • Perfect security

  • Loan servicing

  • Monitoring collateral valuation

  • Loan closing and lien termination

  • General ledger entry reconciliation

What we have done

Portfolio monitoring and underwriting support for a US-based commercial bank
What we are proud of

USD12m

in annual savings

USD80bn-

worth loan portfolio monitored

Transformation partner of a top 10 Europe-based commercial bank
What we are proud of

USD12m

cost savings and growing

20-25%

faster turnaround time

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