Collateral and limit management - achieved 40-50% reduction in collateral management costs and 100% adherence to credit policies

Risk events due to miss in generating early warning signals
Inconsistent methodologies followed by staff leading to inaccurate collateral tracking
Manual process leading to inefficiency and ineffectiveness
Talent management and knowledge retention issues, with 50% attrition in a single month

Conducted a detailed white-boarding session to identify business requirements in order to provide client with an advanced collateral and margin offering
Analysed and documented current collateral and margin processes across business streams and products
Coordinated collateral and margin projects with change teams from different functions, e.g. Treasury, Risk Management and Client Management
Set up a pyramid-based offshore team considering the complexity of work

Prepared detailed standard operating procedures to ensure compliance with credit policies and client processes
Standardised approach to collateral tracking, with room for borrower-specific adjustments
Established an end-to-end collateral management programme covering perfect lien, collateral analysis, covenant validation and limit availability analysis
Provided project management support to the Global Collateral and Limit Management Teams with management reporting and customised dashboards for exposure management to mitigate risks and issues

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