How 100 per cent mortgages may function in the post-financial crisis world

Mortgage Solutions | June 9, 2023

Rajul Sood, Managing Director and Global Head of Lending Services, Acuity Knowledge Partners recently shared her expert insights with Mortgage Solutions. According to her, in countries with stricter lending standards and stronger regulatory frameworks, such as the UK, the Netherlands and Germany, highly leveraged residential loans may be less risky. However, in countries with weaker regulatory frameworks, these loans could pose a greater risk to the financial system. It is important to consider the potential risks and benefits of these loans before taking one out.

‘Excessive leverage creates subsequent risks, which if realised, could lead to economic consequences such as reduced credit availability, dampened housing market activity and a potential negative impact on consumer spending and investment’, she adds.

Latest News

Good Returns
How Robust Domestic Economy Propels Indian Equity Markets To New Highs?

Domestic Liquidity, Economic Growth, Equity Markets

Read More
Middle East Insurance Review
Boosting impact investment for insurers in MENA

ESG, Investment, MENA

Read More
Structured Credit Investor
Interest returning to CRE market as conditions improve

CRE, Market conditions, securitisation

Read More
INSIGHTS
Regulating the lenders: RBI’s focus on fair and transparent lending

Digital Lending, innovation, Lending Market

Read More
StrategicCHRO360
Commercial Property Executive
Bright Spots for CRE Investors

Read More