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Lending Newsletter
     
 

The Federal Reserve's recent survey reported that banks had tightened lending standards across all loan categories since 2022 and that demand for loans had weakened. Most banks also reported a reduced tolerance for risk, deterioration in their liquidity positions, worsening industry-specific problems, increased concerns about the effects of legislative changes and decreased liquidity in the secondary market for loans. Though the acute stress in the banking system has ebbed, the outlook still remains cautious for the rest of the year. At Acuity, our focused and centralised teams continue to support clients in driving discipline, timeliness and proactive portfolio monitoring, thereby strengthening credit risk management.

As part of industry interactions, we hosted banking leaders to talk about their strategies for 2025. In case you missed, do listen to how senior banking executives believe the lending business will evolve and what does it take to adopt the new model.

In this edition, we also include some recent trends in certain key market segments. I believe you will find them useful.

Rajul Sood, Managing Director, Lending Services

 
     
Maximising efficiency in customer onboarding: digitalisation tools and techniques Commercial and corporate lending trends in 2023
Blog Blog
A slow or inefficient onboarding process could lead to customer frustration and even loss of potential business opportunities. Read how technology & tools can be leveraged to enhance the onboarding process & pave the way for customer satisfaction.

What are some of the banking trends visible in 2023, and what are the challenges? Read more here.

     
Commercial real estate lending trends in 2023 US mortgage-sector trends in 2023
Blog Blog
Even though it is one of the fastest growing sectors, there are several headwinds that impact CRE, like inflation, soaring interest rates, etc. Read on to know more about the trends in the CRE sector, and the forecast ahead.

The US housing market continues to remain under pressure after the Fed hiked the key rate, leading to a cooling of the mortgage market. Keeping this & other factors in mind, what are the key trends shaping the US mortgage sector?

     
Webinar: Is your lending organization “credit fit” for the 2025 landscape?
Hear banking industry experts deliberate on the key strategic priorities in this space & share insights on what the lending business will look like in three years’ time.
     


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Acuity was established as a separate business from Moody’s Corporation in 2019, following its acquisition by Equistone Partners Europe (Equistone). In January 2023, funds advised by global private equity firm Permira acquired a majority stake in the business from Equistone, which remains invested as a minority shareholder.
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