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“Economies globally are facing severe headwinds, and the World Bank expects growth to slow considerably, to 2.1% in 2023 from 3.1% in 2022. The Federal Reserve’s 1Q survey also signalled a tightening of lending standards for the remainder of 2023 as banks expect a deterioration in credit quality and collateral values, reducing risk tolerance. At Acuity, we continue to help our clients maintain strict underwriting processes, rigorous portfolio monitoring and robust credit risk management.

I am delighted to share that Acuity was recognised as one of the Best Organisations for Women in 2023 by The Economic Times in India. We are working towards creating an inclusive and highly skilled workforce. We also celebrated women in finance and hosted our first women-led webinar – “If we can, you can, too – inspiring stories of female leaders in financial services”. I encourage you to listen to the webinar that featured senior female leaders in the global banking sector.

In this edition, we also touch on emerging themes in the market. Enjoy the read!”

Rajul Sood, Managing Director, Lending Services

 
     
Inspiring stories of female leaders in financial services
This webinar delves into the inspiring life journeys of women leaders, their challenges and wins, and how they broke the bias and evolved into the leaders they are.
     


The banking crisis – a root cause analysis Rising interest rates – impacting CRE returns?
Blog Blog
After the collapse of Silicon Valley Bank and First Republic Bank in the US, would redesigning financial strategies be enough for banks to control risk and regain consumer confidence? While most central banks are now busy trying to control contagion risk to help their economies recover, how do we identify their credit risk? Read here to understand the root cause of the banking crisis and how to monitor it.

The cost of borrowing money is directly impacted by interest rates; this could affect CRE investors’ capacity to purchase new properties, maintain existing ones and produce cashflow. Therefore, it is critical that investors wishing to make wise investment decisions comprehend the effect of rising interest rates on CRE returns.

     
Global structured finance – 2023 outlook Web 3.0 for banks – redefining the current lending format
Blog Blog
The credit environment for structured finance is expected to remain hampered in 2023, aggravated by recession forecasts for most market participants, with major pockets of distress. Consequently, issuance volumes are expected to remain dampened, owing to the relatively high benchmark rates and high available yields.

Imagine an internet that not only depicts your inputs, but also customises the data in line with your personal preferences. This is what Web 3.0 does. As opposed to Web 2.0, Web 3.0 is a metaverse world with decentralised edge computing, peer-to-peer and blockchain-based distributed services, focusing on providing relevant content for each user through machine learning and artificial intelligence on the Semantic Web.

     
     
Bespoke Consumer Mortgage Support for Banks
Explore our end-to-end consumer mortgage solutions that help improve market response time by 30%, while reducing costs by 35%.
     


     
     
Factors that make trade finance operations more dynamic Understanding the intricacies of examining trade documents presented under letters of credit (LCs)
Blog Blog
A number of factors are responsible for making trade finance operations more dynamic and receptive; these include advancements in technology, varying global economic conditions and increased competition. It is, therefore, crucial that a business looking to expand or a trade finance provider offering new services explore and understand the key factors that drive trade finance operations.

Examining documents presented under an LC is a crucial task for a bank since payment would be released to the seller only on presentation of documents that meet all the LC’s terms and conditions. This examination is complex and time-sensitive and requires a range of skills and expertise.

     
Risks to energy project financing from climate change Office to multifamily – how attractive is this conversion strategy to investors?
Blog Blog
With energy projects becoming increasingly vulnerable to climate change, climate risk assessment (CRA) has become an integral element in evaluating the long-term viability of energy infrastructure projects. Understanding the impact of climate change through CRA, with a focus on forward-looking analysis, can help businesses mitigate and adapt to climate change even without historical precedent.

Office to multifamily conversions are not a one-size-fits-all solution for real estate investors, but they can be a viable option for those looking for new ideas in an ever-changing business and could create value for developers and society.

     
Navigating the leveraged finance tightrope
In this webinar, we bring together a number of experts from the leveraged finance sector to discuss the key themes, and how they plan to minimize the impact of the impending rise in default rates and lower loan volumes in 2023.
     


 
    
  ABOUT ACUITY KNOWLEDGE PARTNERS

Acuity Knowledge Partners is a leading research, analytics, and business intelligence consultant to the financial services sector. The company’s network of analysts and industry experts, combined with advanced data and technology, supports over 520 financial institutions and consulting companies worldwide to operate more efficiently, and unlock their human capital, driving revenue higher and transforming operations. It specialises in investment banking, investment research, private equity and consulting, and commercial lending. Acuity is headquartered in London and operates from nine locations worldwide. In 2019, the company was established as a separate business from Moody’s Corporation through its acquisition by Equistone Partners.
For more information, please visit https://www.acuitykp.com/about-us/

 
   
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