Education/ Experience and Skill Requirement
Minimum 1-3 years of experience
The candidate should have hands on experience in carrying out tasks like credit appraisals, finalizing risk ratings, preparing or writing narratives/credit notes for credit approvals and ongoing monitoring.
The candidate should possess a highly analytical mind with an eye for detail, as well as a very high level of attention to detail.
Should have an excellent communication skill (written and oral).Experience in facing the onshore origination team will be an added advantage
Responsibilities
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The candidate should possess a reasonable knowledge of the processes related to the credit appraisal of corporates, and that of monitoring such loans on a continuous basis.
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Candidates who are working for corporate loans/SME division of banks, or are working at a KPO/Captive and are closely involved in these processes will be given preference.
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The candidate should demonstrate an excellent understanding of the financial statements of the corporates.
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Should demonstrate appropriate understanding of the broad drivers that guide various sectors in which the borrowers operate. Ability to do an in-depth analysis of the financials of the borrowers.
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Should have strong knowledge of covenants as laid down by the loan agreements. Candidate should have an experience in covenant testing.
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The candidate should possess understanding of various data sources like SEC website, Moody’s, S&P, Fitch, etc.