Commercial Lending



Reference code -

1 year ago

Education/ Experience and Skill Requirement
    • Minimum 1-3 years of experience

    • The candidate should have hands on experience in carrying out tasks like credit appraisals, finalizing risk ratings, preparing or writing narratives/credit notes for credit approvals and ongoing monitoring.

    • The candidate should possess a highly analytical mind with an eye for detail, as well as a very high level of attention to detail.

    • Should have an excellent communication skill (written and oral).Experience in facing the onshore origination team will be an added advantage

    • The candidate should possess a reasonable knowledge of the processes related to the credit appraisal of corporates, and that of monitoring such loans on a continuous basis.

    • Candidates who are working for corporate loans/SME division of banks, or are working at a KPO/Captive and are closely involved in these processes will be given preference.

    • The candidate should demonstrate an excellent understanding of the financial statements of the corporates.

    • Should demonstrate appropriate understanding of the broad drivers that guide various sectors in which the borrowers operate. Ability to do an in-depth analysis of the financials of the borrowers.

    • Should have strong knowledge of covenants as laid down by the loan agreements. Candidate should have an experience in covenant testing.

    • The candidate should possess understanding of various data sources like SEC website, Moody’s, S&P, Fitch, etc.

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See how we usually go about your selection

Step 1

Resumes sourced from multiple sources will be evaluated vis-à-vis the required skill sets

Step 2

The HR will contact the shortlisted applicants for the interview process

Step 3

There will 2-3 rounds of interviews (Telephonic/Face to Face/Skype, etc.)

Step 4

The candidate who clears all the rounds will be shortlisted for the final offer

Step 5

HR to then get in touch with the candidate for salary discussion/Date of Joining etc