Education/ Experience and Skill Requirement

• Minimum 1-3 years of experience

• The candidate should have hands on experience in carrying out tasks like credit appraisals, finalizing risk ratings, preparing or writing narratives/credit notes for credit approvals and ongoing monitoring.

• The candidate should possess a highly analytical mind with an eye for detail, as well as a very high level of attention to detail.

• Should have an excellent communication skill (written and oral).Experience in facing the onshore origination team will be an added advantage

Responsibilities

• The candidate should possess a reasonable knowledge of the processes related to the credit appraisal of corporates, and that of monitoring such loans on a continuous basis.

• Candidates who are working for corporate loans/SME division of banks, or are working at a KPO/Captive and are closely involved in these processes will be given preference.

• The candidate should demonstrate an excellent understanding of the financial statements of the corporates.

• Should demonstrate appropriate understanding of the broad drivers that guide various sectors in which the borrowers operate. Ability to do an in-depth analysis of the financials of the borrowers.

• Should have strong knowledge of covenants as laid down by the loan agreements. Candidate should have an experience in covenant testing.

• The candidate should possess understanding of various data sources like SEC website, Moody’s, S&P, Fitch, etc.