Commercial Lending


Colombo,Sri Lanka

Reference code -

3 months ago

Education/ Experience and Skill Requirement
    • Excellent understanding of corporate financial statements

    • One to two years of work experience in credit analysis of corporates/SMEs is preferred

    • A degree in business/accounting/economics or a completed professional qualification such as CIMA, ACCA, or CA Sri Lanka; a full/part CFA qualification will be an added advantage

    • A highly analytical mind, with absolute attention to detail

    • Excellent written and spoken English communication skills

    • A strong work ethic

    • The ability to work independently and meet deadlines under pressure

    • Spreading financial statements of corporates in the client’s proprietary platform

    • Analysing financial statements of public and private companies as part of the credit appraisal process

    • Conducting background research independently to understand the particular drivers that guide the sectors in which the borrowers operate

    • Monitoring covenants on a regular basis, performing validations and highlighting early warning signals

    • Conducting written credit appraisals, finalising risk ratings, and preparing and writing narratives/credit notes for credit approval

    • Carrying out maintenance and process-driven tasks, and updating standard operating procedure (SOP) and other documentation

    • Supporting ad hoc tasks and automation projects

    • Communicating clearly and confidently with peers and clients – both in written and verbal form

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Step 1

Resumes sourced from multiple sources will be evaluated vis-à-vis the required skill sets

Step 2

The HR will contact the shortlisted applicants for the interview process

Step 3

There will 2-3 rounds of interviews (Telephonic/Face to Face/Skype, etc.)

Step 4

The candidate who clears all the rounds will be shortlisted for the final offer

Step 5

HR to then get in touch with the candidate for salary discussion/Date of Joining etc