Education/ Experience and Skill Requirement
MBA (Finance) / B.com (Hons)
Experience of 1-8 years financial statement spreading
Experience on Moody’s Risk Analyst application is preferred
Excellent written and spoken communication skills
Experience of working for a US based bank will be an added advantage
1-8 years of experience in analysis of financial statements including Income Statement, Balance Sheet and Cash Flow Statement of public and private companies for the credit appraisal process in excel / Moody’s Risk Analyst (MRA) / similar platforms.
Going through the supplementary schedules, notes and MD&A for the detailed breakups and adjustments
Normalizing the financial statements for exceptional and non-recurring items to arrive at the true profitability figures
Calculating the Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities, custom ratios and other financial metrics
Covenant monitoring and borrowing base monitoring with strong knowledge of credit appraisal and commercial loan portfolio monitoring process.
Responsible for delivering 100% quality
Financial spreading of varied categories of borrowers such as medium corporates, partnership firms, HNIs. Knowledge of MRA.
Responsible for providing end-to-end credit risk analytical support to client, managing client communication, feedback, etc.
Author in-depth quarterly and annual reviews of clients in the US market including financial analysis, credit risk evaluation, and risk rating assignment.
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See how we usually go about your selection
Resumes sourced from multiple sources will be evaluated vis-à-vis the required skill sets
The HR will contact the shortlisted applicants for the interview process
There will 2-3 rounds of interviews (Telephonic/Face to Face/Skype, etc.)
The candidate who clears all the rounds will be shortlisted for the final offer
HR to then get in touch with the candidate for salary discussion/Date of Joining etc